We’ve partnered with Foundation Finance
Upgrade to a New Roof for as Low as $99/mo
If you’re unsure where to begin with financing, the short video above will walk you through our available options and how the entire process works.
Benefits of our financing
Prequalify today with no impact to your credit
Get Approved In Minutes
We Offer 0% Interest / APR
Flexible payment options to fit your budget
What Our Roof Financing Entails?
At Own Restoration KY, we believe financing should be simple, transparent, and adapted to your needs. Whether you are looking for short-term promotional offers or long-term repayment plans, our financing solutions are designed to fit a range of budgets, credit profiles, and project sizes.
Short‑Term Promotional Plans
- 6 months or 12 months: no payments, no interest
- 6 months to 24 months: monthly payments are the same as cash, 0% APR
- 0% APR available up to 24 months* for eligible customers
Long-Term Financing Options
- 144-month term available for contract sizes greater than $7,500
- 180-month term available for buyers with FICOs above 680 and contract sizes greater than $25k
- 240-month term available for buyers with FICOs above 680 and contract sizes greater than $35k
Loan Amounts & Terms
- Finance up to $100,000
- Loan options available from 6 months to 240 months
- APRs range from 0% to 17.99%
Start Your Financing Application
Easy process with flexible payment options
Start Your Roofing Journey Today
At Own Restoration KY, we understand the unique requirements of properties and property owners and offer a thoughtfully designed collection of financing plans tailored to different budgets and timelines. From planning a short repayment period to a longer plan, we offer solutions suited to every client.
If you want to get a new roof, begin your financing process with us, starting from:
- Initial Consultation: Discuss your roofing needs and get an estimate of the total project cost.
- Simple Application: Get your financing application ready efficiently, with professional assistance from our experts.
- Approval & Scheduling: Once the foundation finance approves the application, we move on to the scheduling of the roof installation.
- Expert Installation: Our skilled team completes the project, ensuring your roof is installed with meticulous care and precision.
- Job Registration & Guarantee: Every approved roofing job is registered with Directorii and comes with a $30K–$250K guarantee.
Our Happy Customers
Disclaimer
All financing is subject to credit approval. Your terms may vary. Our lending partners provide payment options through Foundation Finance.
Why Opt for Roof Financing?
Thinking about replacing your roof? Use financing to make it easier! Here’s why it’s a smart decision:
Flexible Payment Plans: Simple payment options allowing you to transform your roof without exceeding your budget.
Effective Home Protection: Get the protection your home deserves with high-quality roofs, while keeping your finances intact and stable.
Durable for Decades: Enhance your property’s visual appeal and resale value with a roof that lasts for decades to come.
Timely Project Completion: Due to our streamlined booking process, you can get your roofing project started without delays or disruptions.
Our Financing Programs
Don’t let financial worries prevent you from reaching your dream roof. Work with Own Restoration to discover our financing plans and get a beautiful, durable roof that adds value to your home.
Same-as-Cash with Payments (SAC): Interest accrues once the project is substantially complete, but it is waived if the full financed amount is paid before the promotional period ends, which is 6 to 18 months. Monthly payments are not deferred and become due starting one month after substantial project completion.
Same-as-Cash with Deferred Payments (Deferred): Interest starts accruing once the project is substantially completed, and is waived if the financed amount is paid in full before the end of the promotional period, which lasts between 6 and 18 months from completion. Monthly payments are deferred during this promotional period.
No-Payment, No-Interest (NPNI): Interest accrues during the promotional period and is waived if paid in full by the end of the term. Monthly payments are deferred for 6 or 12 months after project completion.
